Temu How to Pay - Payment Methods Guide

Complete guide to all payment methods available on Temu. Learn how to pay securely using credit cards, PayPal, digital wallets, and other payment options for a smooth checkout experience.

Secure Payment Options

Temu accepts multiple secure payment methods for your convenience and safety

💳

Credit Cards

Visa, Mastercard, Amex

🅿️

PayPal

Secure PayPal payments

📱

Digital Wallets

Apple Pay, Google Pay

🏦

Bank Transfer

Direct bank payments

How to Pay on Temu - Step by Step

Add Items to Cart

Start by adding items you want to purchase:

Browse Temu and find products you want
Select size, color, and quantity options
Click "Add to Cart" for each item
Review items in your shopping cart

Proceed to Checkout

Move to the checkout process:

Click the shopping cart icon
Review all items and quantities
Apply any coupon codes or discounts
Click "Proceed to Checkout" or "Buy Now"

Enter Shipping Information

Provide your delivery details:

Enter your full name
Add complete shipping address
Select shipping method and speed
Double-check address accuracy

Choose Payment Method

Select your preferred payment option:

Choose from available payment methods
Enter payment details securely
Verify billing address if different
Review payment amount and fees

Complete Payment

Finalize your purchase:

Review order summary one final time
Confirm payment details are correct
Click "Place Order" or "Complete Payment"
Wait for order confirmation email

💳

Credit & Debit Cards

Accepted Cards

• Visa (all types)
• Mastercard (all types)
• American Express
• Discover Card
• Most international cards

How to Pay

Select "Credit/Debit Card" at checkout
Enter card number (16 digits)
Add expiration date (MM/YY)
Enter CVV security code
Confirm cardholder name
Add billing address

Security: All card payments are encrypted and processed securely through certified payment processors.

🅿️

PayPal Payment

PayPal Benefits

• Extra buyer protection
• No need to share card details
• Quick one-click payments
• Easy refund processing
• International payments

How to Use PayPal

Click "PayPal" at checkout
You'll be redirected to PayPal
Log in to your PayPal account
Review payment details
Confirm payment on PayPal
Return to Temu for confirmation

Tip: Link your preferred payment method to PayPal for faster future purchases.

Digital Wallet Payments

🍎

Apple Pay

Quick and secure payments for iOS users:

Available on iPhone, iPad, Mac, Apple Watch
Use Touch ID or Face ID for authentication
No need to enter card details manually
Works with cards already in Apple Wallet

How to use: Select Apple Pay at checkout, authenticate with biometrics, and confirm payment.

🤖

Google Pay

Fast payments for Android and web users:

Available on Android devices and web browsers
Use fingerprint or PIN authentication
Syncs with Google account payment methods
Quick checkout with saved information

How to use: Choose Google Pay at checkout, verify with your preferred authentication method.

Payment Security & Protection

Security Features

✓SSL encryption for all transactions
✓PCI DSS compliant payment processing
✓Fraud detection and prevention
✓Secure tokenization of card data
✓Two-factor authentication available

Your Protection

✓Purchase protection policies
✓Dispute resolution process
✓Refund and return guarantees
✓24/7 customer support
✓Identity theft protection

Payment Issues & Solutions

Payment Declined:

Check card details are entered correctly
Ensure sufficient funds or credit limit
Verify card hasn't expired
Contact your bank about international purchases
Try a different payment method

Payment Processing Slow:

Wait for page to fully load before clicking again
Check your internet connection stability
Clear browser cache and cookies
Try using a different browser or device

PayPal Issues:

Ensure you're logged into the correct PayPal account
Check PayPal account has sufficient balance
Verify linked payment methods in PayPal
Clear PayPal cookies and try again

Tips for Smooth Payments

Before Paying

💡
Double-check your cart
Review all items, quantities, and prices
🔍
Verify shipping address
Ensure delivery address is correct and complete
🎟️
Apply discounts
Use coupon codes and promotional offers